The concept of social credit system

Definition of the concept of social credit system

1. The meaning of the definition of social credit system

Now, with regard to the concept of the social credit system, domestic experts, scholars, and practitioners have different definitions. For example, the social credit system is directly interpreted as the national credit system, and some interpret it as the sum of the credit system and work. Defining the concept of the social credit system can better carry out the construction of the social credit system and rationally divide the responsibilities of various construction forces. Different definitions of the concept of the social credit system will bring about different working ideas.

Second, World Credit Organization [WCO] [ICASA] definition of social credit system

Looking at the history of credit development, the social credit system in developed countries was formed spontaneously during the development of the market economy, and most of the credit laws were formulated by the state according to the requirements of the credit evaluation industry. In the late 1990s, Eastern Europe and most developing countries in the world began to discuss and start the construction of their own social credit systems. The World Credit Organization [WCO] [ICASA] discusses the definition of the social credit system based on this historical background. If this definition is too general, it is correct but meaningless. After discussion, the following concepts were published:

We know that if a person or unit commits dishonesty, he will be punished in three ways at the same time:

First, legal punishment, that is, civil, administrative or criminal sanctions imposed by state agencies on dishonest persons in accordance with laws and regulations. The intensity of legal punishment is determined and influenced by the legal system, which refers to the system of legislation, law enforcement, and justice in a country or region. Compared with the untrustworthy, legal punishment is an external punishment and external constraint.

Second, moral punishment, that is, the psychological torture of the dishonest person's own moral conscience. Moral punishment is self-punishment, and the beliefs, values, and moral standards of the dishonest person determine the intensity of the moral punishment they receive. Compared with dishonesty, moral punishment is a kind of internal punishment and internal restriction.

Third, social punishment, that is, when people know that this person or unit is dishonest, they are unwilling to deal with him again, and he can only move an inch. The social punishment mechanism for the dishonest is the social credit system. Whether the credit evaluation industry in a country or region (credit evaluation industry refers to the industry that was born out of the social demand for anti-fraud, takes anti-fraud as its bounden duty, and specializes in credit information collection, credit evaluation and related services.) Whether it develops healthily determines its The speed and quality of credit information dissemination determine the intensity of social punishment. If the social punishment is strong enough, we can say that the social credit system of the country or region is relatively complete.

The moral system of a country or region (public beliefs, values, social moral basis, standards of right and wrong) also directly or indirectly affects the intensity of the above three punishments. The integrity of a country or region depends on the intensity of the above three punishments. If the social punishment mechanism is unscientific or not sound, the social punishment for dishonest persons will be weak. Social punishment is a powerful supplement to legal punishment for dishonesty.

Please see the illustration below:

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