Credit Evaluation Company Entrepreneurship Answers-World Credit Organization

Credit evaluation company entrepreneurship question answer

1. How to become an ICE8000 credit institution?

Answer: 1.1 If you have a sponsor, members of the World Credit Organization are eligible to act as your sponsor, and the sponsor will guide and help you apply for membership;

1.2 If you do not have a sponsor, please contact our certification affairs staff directly, contact information:

Contact: Mr. Li, please send a resume when contacting

Please click Online Contact

Second, the charging standard?

Answer: Entry application fee is US$50,000 (non-refundable but can be used as entry certification fee), entry certification fee: US$1.2 million, compliance deposit is US$300,000. After getting started, the annual membership fee is 20,000 US dollars\the promotion fee is 40,000 US dollars, and the membership fee and promotion fee are waived for the first year.

3. What type of company does ICE8000 Credit Rating Company belong to, and what services does it provide to customers?

Answer: ICE8000 credit evaluation company is a consulting service company, which is a professional consulting company that uses ICE8000 international credit standards to provide enterprises with professional services such as management consulting, training, honest sales and purchases, credit business debt collection, integrity certification, and credit ratings.

4. Why is ICE8000 credit evaluation company a good entrepreneurial project?

Answer: 1. Since credit evaluation companies rely on wisdom to serve customers, they require less capital investment from entrepreneurs, and we have accumulated more than 10 years of identification experience, so we can identify who is suitable for starting a credit evaluation company. For entrepreneurs who are suitable for starting a credit evaluation company, it is equivalent to getting a good opportunity to start from scratch.

2. It is scarce in the market and has high returns. Enterprises are faced with many risks and violations of dishonesty from the enterprise itself and from outside, but there are very few credit evaluation companies that can help enterprises solve this problem, so the benefits are relatively high.

3. It belongs to the evergreen business. As long as it is a market economy, there will be information asymmetry, and there will be risks and violations of dishonesty, so credit evaluation companies are needed. Since the market economy will exist for a long time, credit evaluation companies will also exist for a long time. Entrepreneurs do not have to worry about passively changing careers due to the disappearance of the industry (such as: BP machine, film company, etc.).

4. Because the customer target is an enterprise, the customer has strong repeat purchasing power, and there are few chores.

5. Decent work with high degree of freedom.

5. Who is suitable to start a credit evaluation company?

Answer: The World Credit Organization [WCO] has summed up 10 conditions, and the content is relatively large. Here we simplify it to two points:

1. Honesty and kindness. Because credit evaluation companies are companies that evaluate whether others are honest and kind, practitioners must first be honest and kind before they can consciously abide by professional ethics such as fairness, impartiality, diligence, and due diligence.

2. Wisdom. Entrepreneurs should be able to learn the professional knowledge of credit evaluation, have professionalism and modesty, and constantly improve their wisdom.

6. Are credit evaluation companies legal in China?

Answer: According to the relevant provisions of the "Administrative Licensing Law of the People's Republic of China" and the "Legislation Law of the People's Republic of China", enterprises can act as if not prohibited by laws and regulations. Therefore, credit rating companies are legal in China.

7. Why is it necessary for a credit evaluation company to join the World Credit Organization [WCO]?

answer: 1. The World Credit Organization [WCO] was established in 2004 and has a history of more than 10 years. It has a very high reputation and reputation in the credit evaluation industry.

2. The World Credit Organization [WCO] is an industry self-regulatory organization. Joining this organization is equivalent to showing customers that they are willing to abide by industry self-regulatory standards and have solid professional ethics. If they violate professional ethics, customers can easily complain. This increases your credibility.

3. The World Credit Organization [WCO] is the setter of credit standards and the developer of credit knowledge. Joining the World Credit Organization [WCO] is equivalent to obtaining a knowledge research and development department and a think tank, and will not be unable to satisfy customers because of its own wisdom. needs, and suffer the ruthless elimination of the market.

4. If one person fights alone, it is easy to fail. According to relevant reports, the average life expectancy of Chinese enterprises is only about three years. Excluding enterprises with background and successful start-ups, most small and micro enterprises have not lived beyond one year. Failure to start a business not only loses money and energy, but some people lose the confidence to start a new business for the rest of their lives. The annual income of some of our cooperative units exceeds 1 million yuan. Joining the World Credit Organization [WCO] is tantamount to choosing success.

5. Since the ICE8000 project has been developed for more than 10 years, the project is very mature, and the mistakes that should be made have been made, and the detours that should be taken have also been gone. Our membership fee is only equivalent to the salary of a low-level employee of the credit company. Joining us, the credit company is equivalent to obtaining a research and development department, which saves a lot of research and development costs.

6. The World Credit Organization [WCO] is a democratic association with separation of powers. After joining the World Credit Organization [WCO], you and your company are still independent and have management rights over the World Credit Organization [WCO]. Most of the collaborators of the organization [WCO] have become directors. This is very important. Many other franchisee headquarters are under unified command, and partners have no independence and management rights over the headquarters. If the headquarters command is correct, the franchisees are less able to participate in sharing; if the headquarters command is wrong, the franchisee pay the price. For example: Some headquarters require franchisees to pay 30,000 yuan in publicity fees for unified publicity, but due to the inappropriate timing and content of the publicity, no publicity effect has been received. Here, this situation will not happen. The World Credit Organization [WCO] will not have a unified command. If it takes a unified action, it needs the approval of the board of directors, and members also have the right not to participate.

8. Why do you think that most people are not suitable for starting a credit evaluation company? Is it because it takes a lot of money to start a credit rating company? Is the bar high?

A: We do not intend to offend anyone, we are just expressing our views in good faith. We think that the reason why most people are not suitable for starting a credit rating company is not because they need to invest a lot of money. It doesn’t take a lot of money to start a credit rating company. The reason for this high threshold is that entrepreneurs need to have a good learning attitude, because credit evaluation companies rely on knowledge to serve enterprises, and most people do not have credit professional knowledge and need to learn from scratch. People who do not have a good learning attitude are unwilling to learn. Because most people are more impetuous, they don't have a good learning attitude. If you don't agree with the universal value of human beings in terms of values, you are even less willing to learn ICE8000 professional knowledge. We do not have the ability to change a person's values, nor do we have the ability to make a person have a learning attitude.

9. Many people say that a project that cannot be understood within three minutes is not a good project. Why can't I understand the credit evaluation company within three minutes? What are the common misconceptions that will affect a person's correct judgment on credit evaluation companies?

Answer: We don't mean to offend you, but frankly: Because in your education, there is no knowledge of credit evaluation, and some knowledge in your mind is even some wrong prejudices. Many people, especially those with a little education but no ability to think independently, have many wrong ideas in their brains.

For example 1: You think the government has credibility, but in fact: the bigger the company, the less it agrees that the government has credibility. In Western society, elementary school students know that the government needs to be vigilant at all times.

Example 2: You think that reminders are illegal, but in fact, reminders are the normal and legal business of credit rating companies. In Western countries, credit rating companies are the main force for reminders.

Example 3: You think it is good to have a government background, and you have to cooperate with people with a government background. In fact: people with a government background will not advertise that they have a background everywhere. Will not cooperate with ordinary people.

Example 4: You think credit rating companies do credit rating. In fact, credit rating is just a small business of credit rating companies, and most credit rating companies in the world never do credit rating business .

For example 5: You think that only government approval can have credibility, but in fact: market recognition is the long-term credibility, and credibility comes from the scientificity and rationality of credit evaluation standards. If the credit evaluation standard is unreasonable and unscientific, even if it is recognized by the government, it will eventually be banned. You can check the 315 certification of the Consumers Association, the Chinese famous brand certification of the State Administration of Quality Supervision, the national inspection-free certification, and the dental defense group certification, all of which were eventually banned by the state.

Example 6: You think it is legal for the government to make credit evaluations, and it is illegal for private companies to do credit evaluations. In fact, according to the "China Administrative Licensing Law" and modern principles of the rule of law, neither the government nor the government is authorized for; not prohibited by law, either private or private company. It is illegal for the government and its departments to engage in credit evaluation without a clear legal basis. On the contrary, it is legal for private companies to do credit evaluation, and it is also a clear freedom of speech in the Constitution.

X. Is the World Credit Organization [WCO] engaged in credit business? Is there horizontal competition with members? What is its relationship with members?

Answer: The World Credit Organization [WCO] is an industry self-regulatory organization, which focuses on the research and formulation of credit standards and industry self-regulation, and is not responsible for the promotion of standards. At the same time, it is equivalent to the R&D department of credit companies, helping credit companies reduce R&D expenses and respond to market changes.

The World Credit Organization [WCO] does not engage in credit business, will not compete with members in the same industry, and has an equal cooperative relationship with members. Members also have the right to become directors or other high-level personnel of the World Credit Organization.

11. Why use the ICE8000 standard instead of formulating it yourself?

Answer: 1. First of all, you, including anyone else, have the right to set standards. However, the work of formulating standards is very hard work with little benefit, and great opportunity costs and risks. The World Credit Organization [WCO] has gone through more than 10 years of repeated revisions to formulate the ICE8000 standard, which is very laborious and requires long-term accumulation of innovative capabilities and comprehensive knowledge. Moreover, since the standard is directly tested by the market, if the standard is unscientific and no one uses it, it means losing everything. Therefore, the opportunity cost and risk are extremely high.

2. A credit company that is both a market and a standard will lead to the dispersion of energy and resources, leading to failure. We have seen that in the past, many credit companies went bankrupt due to this reason.

12. The ICE8000 standard is public, why don't I copy it? Plagiarism is not hard, is it? The domestic rule of law is not perfect, and I have a relationship, so don't worry about the law.

Answer: 1. You can only plagiarize the form, but you cannot plagiarize the essence, which is difficult to understand and use. If you can understand and use the ICE8000 standard, you will not be willing to plagiarize, but choose to cooperate with the World Credit Organization [WCO].

2. Fire cannot be contained in paper, and time can verify everything. No matter how clever a plagiarist is,When there is exposure. It is better to cooperate than to copy.

3. The ICE8000 standard itself has a credit penalty method. Even if you have a relationship, you don't worry about the law, but the World Credit Organization [WCO] can expose plagiarists and impose credit penalties.

13. What is the profit model of the credit evaluation company? What do you offer for credit rating companies? What is your profit model

Answer: The profit model of credit evaluation companies is to provide professional credit services to customers (mainly enterprises), and charge credit service fees and commissions to customers. We provide practice standards, work instructions and related consulting services for credit evaluation companies. Credit Ratings is independent, not our affiliate, nor our agency. Our profit model is to provide practice standards, work instructions and related consulting services for credit rating companies, and we charge membership fees for credit rating companies on an annual basis.

14. What are the advantages and disadvantages of the World Credit Organization [WCO]?

Answer: Our disadvantage is that we have no official background. Our advantage is the scientificity, rationality and applicability of the ICE8000 credit standard, thus ensuring the sustainable development of our members. At the same time, it is precisely because we have no official background that we devote our energy to research on member services and credit standards. It is precisely because we have no official background that we can maintain the status of an independent and neutral non-governmental organization and gain international recognition.

Fifteen. You have repeatedly mentioned the improvement of the ICE8000 knowledge system. May I ask: What are the benefits of this knowledge system?

Answer: The benefits of the ICE8000 knowledge system are so many that it is difficult to express them by enumeration. Let’s put it this way: human knowledge can actually be divided into two categories. One is ignorant knowledge. This kind of knowledge will make readers lose the ability to think independently and distinguish right from wrong. The more people learn this kind of knowledge, the more ignorant they become; It is knowledge that enlightens people's wisdom. This kind of knowledge will enhance readers' ability to think independently, distinguish right from wrong, and explore the truth. This kind of knowledge is not a shackle, it can benefit a person for life. The ICE8000 knowledge system is the knowledge that makes people open to wisdom.

Sixteen, our company is a credit company, and it is operating normally, but the company's growth is weak. I would like to know what are the benefits of being certified by the World Credit Organization [WCO] and becoming an ICE8000 international credit institution?

Answer: 1. You have the right to promote the credit products and services of the ICE8000 system, and you can get consulting support from the World Credit Organization [WCO] when you need it. We believe that when you master the credit product knowledge and capabilities of the ICE8000 system, you will definitely get out of the situation of weak growth and achieve considerable development.

2. Enjoy the right to democratically manage the World Credit Organization [WCO] according to the articles of association; (The World Credit Organization [WCO] is a non-profit civil organization based on the separation of powers and a democratic system, not a profit-making organization based on the property rights system. Members can become directors or presidents of the World Credit Organization [WCO] through election. The benefit to you is that you can have the right to know, supervise, and make decisions on major affairs of the World Credit Organization [WCO], instead of being a passive bystander who.)

3. The World Credit Organization [WCO] only focuses on standard research and the maintenance of industry self-regulatory standards (including fair competition order), and does not have a unified management model or a unified marketing model, nor has the right to lead or command members. There is full management freedom, and the World Credit Organization [WCO] supports and encourages members to build their own brands and innovate their own marketing models. (The benefit to you is that you don't have to pay for other people's mistakes)

Seventeen, can credit evaluation companies make a lot of money?

Answer: Take the collection of accounts receivable as an example. According to the public data of the National Bureau of Statistics, as of September 2018, the balance of accounts receivable of Chinese industrial enterprises was 14.24 trillion yuan. A year-on-year increase of 10.8%. The annual bad debt is about 600 billion. The number of A-share listed companies in Shanghai and Shenzhen is 3,732. As of the end of 2017, the balance of accounts receivable had reached 4.23 trillion yuan, more than three times the 1.26 trillion at the end of 2010.

Eighteen. What is the difference between the membership franchising model adopted by the World Credit Organization [WCO] and the usual chain franchising model?

Answer: We adopt the membership-based franchising model, although they are all franchising, but there is a big difference from the usual chain-based franchising model.

Count	Compare Items	Membership joining mode	Chain franchise mode
1	Whether there is a direct store	None, so as to avoid the natural unfair competition between directly-operated stores and franchise stores	Yes
2	Is it possible to create your own brand	Encourage your own branding	It is not allowed to create your own brand, only to promote the headquarters brand
3	Is the management autonomous?	Self-Management	Headquarters unified management
4	With or without income task	none	There is a task
5	Management fees and other miscellaneous expenses	Fewer and more stable	High and unstable
6	Available to participate in headquarters management	Members can become high-level personnel of the headquarters, such as directors, etc., and participate in the management of the headquarters	No decision-making power, only to suggest and execute headquarters orders
7	Product and Service Responsibility	Responsibility	Responsibility

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