ICE8000 Credit Card Management Standard

Chapter I General Provisions

1.1 In order to help people manage and accumulate credit records and prove their integrity; to help people interpret the contents of credit cards; to promote social integrity, reduce transaction costs, and enhance human well-being, according to internationally accepted legal principles and international practices, world credit The organization [WCO] develops this standard.

1.2 The main legal basis for the development, application and implementation of this standard is as follows:

(1) The principle of freedom of the Constitution. The constitutions of the vast majority of countries in the world give people the freedom to defend their legitimate rights, the freedom to maintain social justice and the freedom to express their opinions.

(2) The principle of public order and goodness of law. This legal principle gives people the right to maintain social justice. The basic principles of civil law in most countries of the world include the principles of public order and good customs.

(3) The principle of good faith in law. This legal principle gives people the obligation of good faith. Most countries in the world regard the principle of good faith as the basic law of their civil and commercial laws.

(4) The principle of freedom of contract in law, also known as the principle of free agreement. This legal principle gives people the freedom to enter into a civil contract. The basic principles of civil law in most countries of the world include the principle of freedom of contract.

1.3 The conduct of the application and implementation of this standard shall be deemed to be the tripartite or multi-party contractual act of the World Credit Organization [WCO] in Delaware, USA, as an attestation or supervisor, and The relevant disputes arising from this act are applicable to and protected by the laws of the State of Delaware and the United States, and the jurisdiction is also the International Court of Ethics or the Delaware Court of the United States and the United States Federal Court. If the parties have agreed otherwise or otherwise stated in the applicable law and/or jurisdiction, the binding does not involve the World Credit Organization [WCO].

1.4 The management of credit card is applicable to this standard.

1.5 The management of credit identity cards follows the principles of integrity, objectivity, fairness, justice, openness and dynamics.

1.6 World Credit Organization [WCO] issued a credit card to ICE8000.

1.7 The ICE8000 credit card number referred to in this standard, referred to as the credit card number, refers to the identity information of the owner of the limited record certificate issued by the World Credit Organization [WCO], the credit record of the owner of the limited record certificate, the credit status of the certificate holder and the integrity of the certificate. Written document of will.

The certificate owner referred to in this standard refers to the individual, unit and region registered on the credit card.

This standard refers to ICE8000 has established a letter, also known as ICE8000 integrity organization, referred to as [established letter organization], [integrity organization], refers to the unit that has accepted the supervision of the World Credit Organization [WCO] and has passed the ICE8000 international credit standard system integrity certification. , individuals, regions, including: integrity commitment star personal, integrity commitment star unit, integrity commitment star region, integrity hope star personal, integrity Qixing personal, integrity light star personal, integrity hope star unit, integrity Qixing unit, integrity light star Unit, Integrity Hope Star Area, Integrity Qixing Area, Integrity Light Star Area. The term [established letter organization] has the same meaning as the World Credit Organization [WCO] member, and is equivalent to the unit, individual or region that has obtained the ICE8000 credit card.

The ICE8000 credit institution referred to in this standard, also known as the ICE8000 international credit institution or the World Credit Organization [WCO] member credit institution, refers to the requirements of the ICE8000 international credit standard system in terms of knowledge structure, work ability and professional ethics, and is awarded the World Credit Organization. [WCO] certification, in the credit evaluation and other credit practice work have the right and obligation to comply with the ICE8000 international credit standard system standards, to prevent their own abuse of credit evaluation and other rights or damage to the legitimate rights and interests of other types of credit companies and other credit practitioners. The ICE8000 credit institution is a member unit of the World Credit Organization [WCO], not a branch, representative office, agency or subordinate organization of the World Credit Organization [WCO]. According to the business scope of ICE8000 credit institutions, ICE8000 credit institutions can also be called ICE8000 credit reporting agencies, ICE8000 Lixin institutions, ICE8000 training institutions, and ICE8000 management consulting organizations.

1.8 All parties applying this standard shall abide by the principle of good faith, moral bottom line and social responsibility bottom line in the process of applying this standard, and exercise and assume the rights and obligations stipulated in this standard.

1.9 All parties to this standard are deemed to have fully understood and committed to comply with all the terms of this standard. However, if any party to this standard finds any unfairness in any of the provisions of this standard, it has the right to publicly declare that it is not subject to public disclosure of the relevant circumstances and reasons and written notice to the World Credit Organization [WCO]. Terms and conditions.

Chapter II Main Proofs, Recorded Contents and Interpretation Guidelines for Credit Cards

2.1 The main certification of the credit card:

(1) The certificate owner has made a commitment to comply with the ICE8000 international credit standard system.

(2) The certificate owner is obliged to abide by the principle of good faith, the bottom line of social responsibility, and the bottom line of moral conscience, otherwise people have the right to pursue their responsibilities according to ICE8000 standards. Therefore, the certificate owner has a higher cost of losing trust, which also proves that he has a higher degree of good faith.

(3) The certificate owner has the obligation to [avoid intensification of contradictions] and [prevent subjective cognitive errors and emotional impulses to bring undue losses to others], that is, in the event of a dispute with others, it is obliged to first use the ICE8000 dispute resolution mechanism to deal with Before the end of the ICE8000 dispute settlement mechanism, no procedures such as litigation, arbitration, administrative reporting, etc., or complaints or disclosure of any other form of complaint or exposure may be made to newspapers, the Internet, etc.

2.2 The main contents of the credit card are as follows:

(1) The name or name of the certificate owner. The certificate owner is the unit or region, and the name is the same as the name of the registration certificate and the equivalent file. The certificate owner is personal, and the name is the same as the name of the credit file. However, according to the ICE8000 International Credit Standard System Personal Credit File Management Standard, natural persons have the right to use common names such as pen names, stage names, and pseudonyms. The name may not match the name of the identity document such as your ID card.

(2) Credit status and honorary title. See Chapter 3 for details.

(3) The credibility of the original document. See Chapter 4 for details.

(4) Credit code. The credit code is also the certificate number, which is consistent with the credit code of the certificate owner's credit file and is unique and long-lasting. Credit verification is also required when verifying the authenticity of the certificate.

(5) Integrity points. According to the "ICE8000 International Credit Standard System Integrity Points Standard" is automatically calculated by the computer system. The higher the score, the higher the integrity.

(6) Integrity level, integrity management level. The level of integrity is detailed in Chapter 3. Integrity management level, please refer to "ICE8000 International Credit Standard System Credit Management Rating and Supervision Standard".

(7) Website verification certificate. People can use this website to verify the authenticity of the certificate.

(8) Certificate authenticity verification password. The relevant party can verify the authenticity of the certificate on the certificate verification website by virtue of the password and the credit code.

(9) The certificate owner's contact number. It is the contact number of the certificate owner to register by ICE8000 integrity management software. The party concerned can prevent and verify the fraudulent use of the credit card by dialing the number.

(10) The certificate owner's credit file URL. When the certificate owner obtains the credit card, the system will automatically set a credit file URL according to the credit code, so that the relevant parties can check their credit files and understand their credit status.

(11) The validity period of the certificate form. See the content of Chapter 5 of this standard.

(12) Certificate printing and payment. See the content of Chapter 6 of this standard.

Chapter III Interpretation of Honorary Titles and Honesty Levels

3.1 The certificate owner's honorary title, its category and certification standards are as follows:

(1) ICE8000 Integrity Commitment Star Individual, Integrity Hope Star Individual, Integrity Qixing Individual, Integrity Light Star Individual, in accordance with the "ICE8000 International Credit Standard System Personal Credit Certification and Supervision Standards" certification;

(2) ICE8000 Integrity Commitment Star Unit, Integrity Hope Star Unit, Integrity Venus Unit, Integrity Light Star Unit, in accordance with the "ICE8000 International Credit Standard System Unit Credit Certification and Supervision Standards" certification.

(3) ICE8000 Integrity Commitment Star Area, Integrity Hope Star Area, Integrity Qixing Area, Integrity Light Star Area, in accordance with the "ICE8000 International Credit Standard System Regional Credit Certification and Supervision Standards" certification.

3.2 The integrity level of the certificate owner is in accordance with the "ICE8000 International Credit Standard System Credit Rating and Supervision Standards", which is automatically certified by the computer system based on the certificate owner's commitment and integrity points. The main readings include:

(1) Class A, indicating that the certificate owner has not made a reservation to [the moral damages and punitive damages in the liability for breach of contract], or has given the reservation but has waived the reservation. Under this circumstance, the certificate owner is obliged to bear the mental damage compensation and the punitive damages for breach of contract and breach of trust, and the liability for breach of contract is relatively large, and the cost of defaulting on default is high.

(2) Class B, indicating that the certificate owner has made a reservation to [the compensation for mental damage and the punishment for damages in breach of contract liability]. Under this circumstance, the certificate owner does not bear the compensation for mental damage and the punitive damages, and the liability for breach of contract is relatively small, and the cost of default on default is low.

(3) A “+” sign is attached to indicate that the certificate owner has received a record of praise or honors in the past 12 months.

(4) The “one” number is attached to indicate that the certificate owner has a warning credit record of complaints, credit warning, exposure, etc. that has been in force for nearly 12 months.

Chapter IV Original Documents and Their Credibility, Query, and Change

4.1 Original certificate refers to the copy of the ID card or equivalent certificate, business license or equivalent certificate submitted by the certificate owner when applying for integrity certification or changing the identity information of the credit card.

4.2 The credibility of the original documents is divided into three levels: [or have], [more credible], and [trusted].

4.3 The original document credibility is [or have] the standard is: the original document is not required to be provided, nor the original document is investigated; or the international credit practitioner or sponsor has activated the investigation procedure for the original document, but due to the objective The reason is that after the investigation procedure is over, it cannot be confirmed or falsified. The meaning of credibility as [or have] is: it may be true or it may be false.

4.4 The credibility of the original document is [more credible]: the international credit practitioner or sponsor verifies the authenticity of the original document, but because there is no face-to-face and face-to-face check, the applicant has fraudulent use of others. The possibility of applying for a credit card for a real document.

4.5 The original document credibility is [trusted] and the criteria are:

(1) The signature and seal of the applicant's application materials are signed in person when the international credit practitioner or sponsor is present.

(2) The applicant submits the original certificate directly to the international credit practitioner or sponsor, and the international credit practitioner or sponsor checks the original certificate and the applicant in person.

(3) The international credit practitioner or sponsor verified and verified the authenticity of the original certificate.

4.6 If the relevant party has a stake in the certificate owner, it is necessary to inquire the original certificate of the certificate owner, and have the right to hold [your own credit card], [certificate of the interest of the certificate owner], [the person being inquired] Credit card] and the written use of the inquiry to the ICE8000 credit agency inquiry (Note: the inquiry fee is required), but the following commitments and guarantees should be made, and the conscience oath clause is attached:

(1) Commitment to the principle of good faith, moral bottom line, and social responsibility bottom line to use the original document information to ensure that the information is not used for non-legitimate purposes, and that the information is not used for matters other than the purpose of inquiry;

(2) Commit to keep the information confidential and ensure that it is not publicly disclosed;

(3) If you violate the above commitments and guarantees, you are willing to bear the corresponding liability for breach of contract according to the ICE8000 international credit standard system.

After the ICE8000 credit institution issues an inquiry report, it shall file the inquiry report with the World Credit Organization [WCO] and notify the certificate owner by way of the inquiry record. The certificate owner has the right to access the inquiry report.

4.7 If the original certificate of the certificate owner changes, it is obliged to apply for a change to a qualified ICE8000 credit institution. If the certificate owner's contact information changes, it is obliged to take the initiative to make changes through the network. If the certificate owner fails to perform the above obligations, it is a breach of trust and shall bear the corresponding legal consequences.

If the legal representative indicated in the unit or regional certificate changes, the original legal representative is obliged to ensure the change of the information. If the obligation is not fulfilled, the unfulfilled reason is not submitted to the World Credit Organization [WCO] in time. The legal representative shall bear joint and several liability for the corresponding consequences.

Chapter V Validity Period of Certificate Form

5.1 The validity period of the certificate form means that the validity period of the certificate is formal and the certificate is dynamic. The certificate may be cancelled within the validity period of the form. For example, the certificate owner announces the withdrawal from the World Credit Organization [WCO], or the International Moral Court decides to cancel the membership of the certificate owner.

5.2 The validity period of the certificate form is the same as the expiration date of the membership fee. According to the relevant documents, if you do not need to pay membership fees, the form is valid for a long period of time.

5.3 Any newly issued certificate, if the certificate owner is a natural person, it must be signed by the person or its legal guardian before it becomes effective; if the certificate owner is the unit, it needs the signature of the legal representative or the actual controller or the official seal of the unit. The party came into effect.

Chapter VI Certificate Printing, Stamping, Verification

6.1 Certificates may be printed by the certificate owner or the World Credit Organization [WCO], and the validity of the two certificates is equivalent.

6.2 The certificate printed by the certificate owner does not need to be stamped with the official seal of the World Credit Organization [WCO]. The certificate owner is valid after signing and/or stamping the certificate.

The form requirement for signature and/or stamping is: if the certificate owner is personal, it shall be signed by the person himself; if the certificate owner is a unit or region, the official seal of the unit or region shall be affixed, and the legal representative or the actual controller shall sign.

6.3 The World Credit Organization [WCO] printed certificate, the certificate should have the World Credit Organization [WCO] official seal, steel seal, the president's signature. No signature or stamp of the certificate owner is required.

6.4 After obtaining the credit card submitted by the certificate owner, the relevant party shall check the authenticity of the phone through the network and the certificate owner to prevent the risk caused by the forgery or fraudulent use of the certificate.

6.5 No one may forge or fraudulently use a credit card. Otherwise, it shall bear the corresponding responsibility independently.

Chapter VII Liability for breach of contract and method of investigation

7.1 If the party violates the provisions of this standard, it shall bear the following liability for breach of contract:

(1) The corresponding legal liability, namely: the legal punishment prescribed by the relevant applicable law.

(2) Corresponding credit responsibility, that is, to bear credit punishments such as internal complaints, public complaints, credit warnings, internal exposure, public exposure, joint exposure, etc.

(3) The corresponding industry self-discipline responsibility, namely: announcement of criticism, fines, cancellation of credit card, prohibition of self-discipline and other disciplines.

(4) If the breach of contract causes losses (including material damage and mental damage) to others, it shall be liable for compensation. If the breach of contract constitutes a malicious dishonesty, it shall also make punitive damages to the infringed person in accordance with international practice and the principle of common law.

7.2 Method of investigation of breach of contract liability:

(1) According to the "ICS8000 International Credit Standard System Internal Complaint Standard" or "ICE8000 International Credit Standard System Public Complaint Standard" or "ICE8000 International Credit Standard System Credit Warning Standard" or "ICE8000 International Credit Standard System Internal Exposure Standard" or "ICE8000" International Exposure Standards for Public Credit Standards or Joint Exposure Standards for ICE8000 International Credit Standards System for credit complaints and credit penalties;

(2) Applying for arbitration under the International Credit Dispute Arbitration Commission in accordance with the ICE8000 International Credit Standards System International Credit Dispute Arbitration Standard, without the need to submit a separate arbitration agreement;

(3) Apply to the International Moral Court for trial in accordance with the ICE8000 International Credit Standards System International Credit Dispute Trial Standard;

(4) If the defaulter has the membership of the World Credit Organization [WCO], the parties also have the right to make a complaint in accordance with the World Credit Organization [WCO] Member Supervision Standards;

(5) File a lawsuit in the US Delaware Court or the US Federal Court in accordance with the laws of the State of Delaware or the United States federal law.

7.3 The responsibility for breach of contract in this standard shall be based on the principle of ignoring:

(1) Only the aggrieved party will take the initiative to pursue the investigation, and the defaulting party will bear the corresponding liability for breach of contract;

(2) The aggrieved party has the right to decide whether to initiate the corresponding accountability procedure for breach of contract;

(3) The aggrieved party has the right to understand the defaulting party or reach an agreement with the defaulting party.

7.4 For the employee or agent who participates in, performs, or assists the party to breach the contract, the aggrieved party has the right to pursue its corresponding responsibility unless it proves that it is not at fault.

7.5 Violations of the provisions of this standard may and should be considered as an independent breach of contract or untrustworthy behavior. If the relevant parties appear in the process of applying this standard, such acts as fraudulent, covert, defamatory, insulting, and denying others' credit evaluation rights, the act is an independent malicious dishonesty act or an independent serious malicious dishonesty. The parties concerned have the right to merge. Investigate or separately pursue the responsibility of the independent dishonesty.

7.6 The World Credit Organization [WCO] shall bear economic compensation for its own faults, and the expenditure for economic compensation shall be included in the financial plan of the World Credit Organization [WCO] for the next year. If the economic compensation is large, compensation shall be made in each year.

After accepting economic compensation, the World Credit Organization [WCO] has the right to recover losses from units or individuals responsible for acts of dishonesty with gross negligence or subjective intent.

7.7 In addition to the World Credit Organization [WCO], the credit card owner independently assumes all legal responsibilities arising from his or her actions.

Chapter VIII Supplementary Provisions

8.1 This standard shall be implemented as of the date of promulgation.

8.2 The terminology involved in this standard, if its meaning is not agreed in this standard, its meaning is as follows in the ICE8000 International Credit Standard System International Credit Industry Terminology.

8.3 All kinds of materials submitted by the relevant parties to the World Credit Organization [WCO] (or ICE8000 Credit Agency) in accordance with this standard, the copyright agreement of which is set out in the ICE8000 International Credit Standard System Document Copyright Management Standard.

8.4 If the relevant parties know or ought to have known that any of the terms or conditions of this standard have not been complied with, but still do not expressly file a written objection in time for this non-compliance, it is deemed to waive their right to file an objection. The waiving party shall bear the legal consequences such as losses caused by the waiver, and the World Credit Organization [WCO] and other parties shall not be responsible for this.

8.5 This standard will be revised and improved. All parties to this standard should pay full attention to the revision of this standard and apply the latest version of this standard, but the behavior that occurred before the revision of this standard may not be subject to the new revised terms. The official website of the latest Chinese version of this standard is: https://www.ice8000.org/aenhw/gc/159.html .

8.6 The copyright of this standard belongs to the World Credit Organization [WCO], members can use it for free and unlimited; non-members can use it for free, study, training, research, self-use, reprint, reference, adaptation, reference, reference under the premise of indicating or declaring the source. , reference. No unit or individual may plagiarize plagiarism or disguise plagiarism or otherwise infringe. Otherwise, we will jointly expose the infringing units, individuals and related personnel after the investigation of the infringement facts is clear (to issue a credit wanted order to the society). And reserves the right to pursue their legal responsibility. Do not infringe or infringe.

8.7 The standard version number is expressed as: ICE8000-abcd, where: the front-end ICE8000 indicates that this standard is one of the standards of the ICE8000 international credit standard system; a is the serial number of the standard in the ICE8000 system standard, if this standard is Abolished, the serial number is sometimes transferred to other standards; b is the initial writing time of this standard; c is the latest revision time of this standard; d is the number of revisions of this standard.

8.8 This standard is interpreted by the World Credit Organization [WCO].