ICE8000 Regional Credit File Management Standard

Chapter I General Provisions

1.1 To dynamically supervise various regions; to help the region with good faith and to build credibility; to promote social integrity, reduce transaction costs, and enhance human well-being, the World Credit Organization [WCO] is based on internationally accepted laws. Principles and practices, the development of this standard.

1.2 The main legal basis for the development, application and implementation of this standard is as follows:

(1) The principle of freedom of the Constitution. The constitutions of the vast majority of countries in the world give people the freedom to defend their legitimate rights, the freedom to maintain social justice and the freedom to express their opinions.

(2) The principle of public order and goodness of law. This legal principle gives people the right to maintain social justice. The basic principles of civil law in most countries of the world include the principles of public order and good customs.

(3) The principle of good faith in law. This legal principle gives people the obligation of good faith. Most countries in the world regard the principle of good faith as the basic law of their civil and commercial laws.

(4) The principle of freedom of contract in law, also known as the principle of free agreement. This legal principle gives people the freedom to enter into a civil contract. The basic principles of civil law in most countries of the world include the principle of freedom of contract.

1.3 The conduct of the application and implementation of this standard shall be deemed to be the tripartite or multi-party contractual act of the World Credit Organization [WCO] in Delaware, USA, as an attestation or supervisor, and The relevant disputes arising from this act are applicable to and protected by the laws of the State of Delaware and the United States, and the jurisdiction is also the International Court of Ethics or the Delaware Court of the United States and the United States Federal Court. If the parties have agreed otherwise or otherwise stated in the applicable law and/or jurisdiction, the binding does not involve the World Credit Organization [WCO].

1.4 The management of regional credit files shall be governed by this standard.

1.5 The management of regional credit files follows the principles of objectivity, openness, fairness, impartiality, dynamics and supervision.

1.6 The term “region” as used in this standard refers to a country, or a region that is independently managed for some historical reason, or an administrative region that is relatively independently managed within a country.

The file area referred to in this standard refers to the recorded area of ​​the regional credit file. For example, for the credit file of Henan Province, Henan Province is the file area of ​​the credit file.

The ICE8000 credit institution referred to in this standard, also known as the ICE8000 international credit institution or the World Credit Organization [WCO] member credit institution, refers to the requirements of the ICE8000 international credit standard system in terms of knowledge structure, work ability and professional ethics, and is awarded the World Credit Organization. [WCO] certification, in the credit evaluation and other credit practice work have the right and obligation to comply with the ICE8000 international credit standard system standards, to prevent their own abuse of credit evaluation and other rights or damage to the legitimate rights and interests of other types of credit companies and other credit practitioners. The ICE8000 credit institution is a member unit of the World Credit Organization [WCO], not a branch, representative office, agency or subordinate organization of the World Credit Organization [WCO]. According to the business scope of ICE8000 credit institutions, ICE8000 credit institutions can also be called ICE8000 credit reporting agencies, ICE8000 Lixin institutions, ICE8000 training institutions, and ICE8000 management consulting organizations.

1.7 As the maker of international credit standards and the creator of the international universal social credit system, the World Credit Organization [WCO], on a global scale, establishes regional credit files for all areas it discovers and assigns uniquely identified regional credit codes. It is convenient for people to conduct credit evaluation and credit supervision on the units, and it is convenient for the archives areas to accumulate their own credit records and intangible assets.

1.8 Credit files are established to facilitate the collection and preservation of credit information. The World Credit Organization [WCO] does not charge fees to the archives area. The World Credit Organization [WCO] has not sought to obtain explicit consent from the archives, nor has it consulted or Consider the opinions of the archives area. The contents of the archives are from publicly available materials or materials provided by netizens or materials legally collected by ICE8000 credit institutions.

1.9 Unless otherwise stated, the World Credit Organization [WCO] does not verify the information in the file, and does not guarantee the authenticity and correctness of the credit file information. Please do not blindly believe the authenticity and correctness of the information, nor blindly deny the authenticity and correctness of the information. Relevant parties should pay attention to the World Credit Organization [WCO] to explain the relevant information, and should carefully determine the information in the credit file. The reference value and the corresponding legal consequences.

1.10 All parties applying this standard shall, in the process of applying this standard, abide by the principle of good faith, the moral bottom line, and the social responsibility bottom line, and exercise and assume the rights and obligations stipulated in this standard.

1.11 All parties to this standard are deemed to have fully understood and committed to comply with all the provisions of this standard. However, if any party to this standard finds any unfairness in any of the provisions of this standard, it has the right to publicly declare that it is not subject to public disclosure of the relevant circumstances and reasons and written notice to the World Credit Organization [WCO]. Terms and conditions.

Chapter II Establishment and Credit Coding of Regional Credit Archives

2.1 World Credit Organization [WCO] members can establish regional credit files for the region free of charge, and the manager should also be a member of the World Credit Organization [WCO].

2.2 In order to facilitate the collection of credit information, implement credit supervision in various regions and promote the integrity of various regions, the World Credit Organization [WCO] actively establishes credit files for various types of areas found, regardless of whether the region agrees.

2.3 Unless otherwise promised, the World Credit Organization [WCO] does not conduct pre- or post-investigation verification of information in the archives area, nor does it provide guarantees and assume legal responsibility for its authenticity.

2.4 The procedures for members of the World Credit Organization [WCO] to establish credit files for the region are as follows:

(1) Submit relevant regional information to the World Credit Organization [WCO] through the Internet, and submit the information in a conscientious manner: Commitment to the principle of good faith, moral bottom line, and social responsibility bottom line.

(2) The World Credit Organization [WCO] does not conduct a review or verification and directly establishes a unit credit file for the relevant unit.

2.5 World Credit Organization [WCO] members shall notify the World Credit Organization [WCO] if they find out that the regional name information is incorrect or altered or fictitious for the credit file established or acting as the manager.

2.6 The World Credit Organization [WCO] prepares credit codes for the areas where the archives are constructed and remains unchanged for a long time. The credit code consists of the following parts in the order:

(1) The symbol "D-" is used to distinguish between a regional credit file or a regional credit file ("E-").

(2) The letter number, which consists of two letters, generally the phonetic abbreviation of the first two words of the font size used in the archival area, such as: Beijing, the letter number is: BJ.

(3) The serial number is the data serial number of the credit file. It is generally generated by computer automatic sorting and is represented by 5 digits. For example: 12345. Before the credit file is officially opened, the filer can follow the World Credit Organization [WCO] regulations. The conditional application selects the desired numerical serial number.

Chapter III Contents of Regional Credit Archives

3.1 Information content and source of regional credit files:

(1) Area name and credit code.

(2) Regional legal representative and credit code.

(3) Quick credit evaluation information: provided by people according to the "ICE8000 International Credit Standard System Fast Credit Evaluation Standard".

(4) Public complaint information: provided by people in accordance with the "ICE8000 International Credit Standard System Public Complaint Standard".

(5) Blacklist information: provided by people in accordance with the "ICE8000 International Credit Standard System Internal Exposure Standard", "ICE8000 International Credit Standard System Open Exposure Standard" or by the World Credit Organization [WCO] in accordance with the "ICE8000 International Credit Standard System Blacklist Information" Management Standards are provided.

(6) Integrity points: calculated by the World Credit Organization [WCO] in accordance with the "ICE8000 International Credit Standard System Integrity Points Standard".

(7) Internal complaint information: provided by people in accordance with the “Internal Complaint Standard for ICE8000 International Credit Standard System”.

(8) Credit warning information: provided by people in accordance with the “ICE8000 International Credit Standard System Credit Warning Standard”.

(9) Honor list information: Positive credit records belonging to the archives area, produced in accordance with the "ICE8000 International Credit Standard System Honor List Information Management Standard".

(10) Praise information: Positive credit records belonging to the archives area are provided by people in accordance with the "ICE8000 International Credit Standard System Recognition Standard".

(11) Other relevant materials for the record or disclosure of the unit.

(12) Other credit records with legal sources and legal content.

3.2 For the following four cases, this information should be recorded to the credit file of the region.

(1) Credit evaluation information of units and individuals in the file area;

(2) The place where the evaluation behavior is described in the credit evaluation information belongs to the archive area;

(3) A list of ICE 8000 registered units registered in the file area;

(4) A list of ICE8000 credit institutions registered in the file area.

Chapter IV Query and Objection of Regional Credit Archives

4.1 The public content of the regional credit file is open to the public for free. The referee can check the credit file information through the International Credit Supervision Network (www.ice8000.org).

Where the information in the credit file involves state secrets, trade secrets, and personal privacy, it shall be handled in accordance with the relevant provisions of the collection criteria of the information. If there are no provisions or provisions that are unclear, the ICE8000 International Credit Standard System shall state the state secrets, trade secrets, and personal privacy. Protection Standards is queried.

4.2 No one may access the unit credit file by illegal means or by improper means.

No one may use credit file information for improper purposes.

The information in the credit file shall not be used as evidence of litigation, administrative punishment or related activities without the written permission of the archives area, except for units or individuals directly related to the content of the information.

4.3 If the file area has any objection to the credit information in its credit file, it can be handled as follows:

(1) If the credit information that is objectionable belongs to the credit warning information, it shall be handled according to the “ICE8000 International Credit Standard System Credit Warning Standard”;

(2) If the dissenting credit information belongs to the internal reference credit information, it shall be handled according to the “ICE8000 International Credit Standard System Internal Reference Credit Information Management Standard”;

(3) If the dissident credit information is in public complaint information, it shall be handled according to the “ICE8000 International Credit Standard System Public Complaint Standard”;

(4) If the dissenting credit information belongs to the blacklist information, it shall be handled according to the “ICE8000 International Credit Standard System Blacklist Information Management Standard”;

(5) If the dissenting credit information belongs to the honorary list information, it shall be handled according to the "ICE8000 International Credit Standard System Honor List Information Management Standard";

(6) If the dissenting credit information belongs to the praise information, it shall be handled according to the “ICE8000 International Credit Standard System Recognition Letter Information Management Standard”;

(7) If the credit information that is objectionable belongs to the fast credit evaluation information, it shall be handled according to the “ICE8000 International Credit Standard System Fast Credit Evaluation Standard”;

(8) If the dissenting credit information belongs to public exposure information, it shall be handled according to the "ICE8000 International Credit Standard System Public Exposure Standard";

(9) If the dissenting credit information belongs to internal exposure information, it shall be handled according to the “Internal Exposure Standard of ICE8000 International Credit Standard System”;

(10) Issue objection information according to the “ICE8000 International Credit Standard System Objection Information and Supplementary Information Management Standards”;

(11) Other relevant standards of the ICE8000 international credit standard system.

Chapter V Main Rights and Main Obligations

5.1 The file area has the following rights:

(1) Obtain the credit status of “ICE8000 Credit File Area”;

(2) Obtaining the right to display the local credit file;

(3) Designate the credit file manager to obtain the credit file management right and the ICE8000 integrity management software use right;

(4) When it is found that any clause of the ICE8000 system is unfair, it has the right to publicly declare that it is not bound by the terms and conditions on the premise of publicly explaining the relevant circumstances and reasons and notifying the World Credit Organization [WCO] in writing;

(5) Other rights as stipulated in the ICE8000 system standard.

5.2 The administrator of the file area shall bear the following obligations: When using the ICE8000 integrity management software, the principles of good faith, moral bottom line and social responsibility bottom line shall be observed.

Chapter VI Liability for breach of contract and method of investigation

6.1 If the party violates the provisions of this standard, it shall bear the following liability for breach of contract:

(1) The corresponding legal liability, namely: the legal punishment prescribed by the relevant applicable law.

(2) Corresponding credit responsibility, that is, to bear credit punishments such as internal complaints, public complaints, credit warnings, internal exposure, public exposure, joint exposure, etc.

(3) The corresponding industry self-discipline responsibility, namely: announcement of criticism, fines, cancellation of credit card, prohibition of self-discipline and other disciplines.

(4) If the breach of contract causes losses (including material damage and mental damage) to others, it shall be liable for compensation. If the breach of contract constitutes a malicious dishonesty, it shall also make punitive damages to the infringed person in accordance with international practice and the principle of common law.

6.2 Method of investigation of liability for breach of contract:

(1) According to the "ICS8000 International Credit Standard System Internal Complaint Standard" or "ICE8000 International Credit Standard System Public Complaint Standard" or "ICE8000 International Credit Standard System Credit Warning Standard" or "ICE8000 International Credit Standard System Internal Exposure Standard" or "ICE8000" International Exposure Standards for Public Credit Standards or Joint Exposure Standards for ICE8000 International Credit Standards System for credit complaints and credit penalties;

(2) Applying for arbitration under the International Credit Dispute Arbitration Commission in accordance with the ICE8000 International Credit Standards System International Credit Dispute Arbitration Standard, without the need to submit a separate arbitration agreement;

(3) Apply to the International Moral Court for trial in accordance with the ICE8000 International Credit Standards System International Credit Dispute Trial Standard;

(4) If the defaulter has the membership of the World Credit Organization [WCO], the parties also have the right to make a complaint in accordance with the World Credit Organization [WCO] Member Supervision Standards;

(5) File a lawsuit in the US Delaware Court or the US Federal Court in accordance with the laws of the State of Delaware or the United States federal law.

6.3 The responsibility for breach of contract in this standard shall be based on the principle of ignoring:

(1) Only the aggrieved party will take the initiative to pursue the investigation, and the defaulting party will bear the corresponding liability for breach of contract;

(2) The aggrieved party has the right to decide whether to initiate the corresponding accountability procedure for breach of contract;

(3) The aggrieved party has the right to understand the defaulting party or reach an agreement with the defaulting party.

6.4 For employees or agents who participate in, execute, or assist the parties to breach the contract, the aggrieved party has the right to pursue its corresponding responsibility unless it proves that it is not at fault.

6.5 Violations of the provisions of this standard may and should be considered as an independent breach of contract or dishonesty. If the relevant parties appear in the process of applying this standard, such acts as fraudulent, covert, defamatory, insulting, and denying others' credit evaluation rights, the act is an independent malicious dishonesty act or an independent serious malicious dishonesty. The parties concerned have the right to merge. Investigate or separately pursue the responsibility of the independent dishonesty.

6.6 The World Credit Organization [WCO] shall bear economic compensation for its own faults, and the expenditure for economic compensation shall be included in the financial plan of the World Credit Organization [WCO] for the next year. If the economic compensation is large, compensation shall be made in each year.

After accepting economic compensation, the World Credit Organization [WCO] has the right to recover losses from units or individuals responsible for acts of dishonesty with gross negligence or subjective intent.

Chapter VII Supplementary Provisions

7.1 This standard shall be implemented as of the date of promulgation.

7.2 The terminology involved in this standard, if its meaning is not agreed in this standard, its meaning is described in the ICE8000 International Credit Standard System International Credit Industry Terminology.

7.3 All kinds of materials submitted by the relevant parties to the World Credit Organization [WCO] (or ICE8000 Credit Agency) in accordance with this standard, the copyright agreement of which is set out in the ICE8000 International Credit Standard System Document Copyright Management Standard.

7.4 If all parties concerned know or ought to have known that any of the terms or conditions of this standard have not been complied with, but still do not expressly submit a written objection to this non-compliance in a timely manner, it is deemed to waive their right to file an objection. The waiving party shall bear the legal consequences such as losses caused by the waiver, and the World Credit Organization [WCO] and other parties shall not be responsible for this.

7.5 This standard will be revised and improved. All parties applying this standard should pay full attention to the revision of this standard and apply the latest version of this standard. However, the behavior that occurred before the revision of this standard may not be subject to the new revised clause. The official website of the latest Chinese version of this standard is: https://www.ice8000.org/aenhw/gc/130.html .

7.6 The copyright of this standard belongs to the World Credit Organization [WCO], members can use it free of charge for free; non-members can use it free of charge for study, training, research, self-use, reprint, citation, adaptation, reference, reference under the premise of indicating or declaring the source. , reference. No unit or individual may plagiarize plagiarism or disguise plagiarism or otherwise infringe. Otherwise, we will jointly expose the infringing units, individuals and related personnel after the investigation of the infringement facts is clear (to issue a credit wanted order to the society). And reserves the right to pursue their legal responsibility. Do not infringe or infringe.

7.7 The standard version number is expressed as: ICE8000-abcd, where: the front-end ICE8000 indicates that this standard belongs to one of the standards of the ICE8000 international credit standard system; a is the serial number of the standard in the ICE8000 system standard, if this standard is Abolished, the serial number is sometimes transferred to other standards; b is the initial writing time of this standard; c is the latest revision time of this standard; d is the number of revisions of this standard.

7.8 This standard is interpreted by the World Credit Organization [WCO].