Introduction to International Credit Practitioners-World Credit Organization

8.6 International Credit Practitioners

1. Qualification categories of international credit practitioners

International credit practitioners are divided into high, medium and low levels: International Certified Credit Accountant [ICCA], International Credit Manager [ICM], and International Credit Administrator [ICA]. Three standards are applicable respectively: "International Certified Credit Officer [ICCA] Certification and Supervision Standard" (https://www.ice8000.org/acnhwgc/25.htm), "International Credit Manager [ICM] Certification and Supervision Standard "(https://www.ice8000.org/acnhwgc/39.htm), "International Credit Administrator [ICA] Certification and Supervision Standards" (https://www.ice8000.org/acnhwgc/26.htm) < /p>

Second, the difference between International Certified Credit Adviser [ICCA], International Credit Manager [ICM] and International Credit Administrator [ICA]

The examination authority of the International Credit Administrator [ICA] was delegated to the ICE8000 credit institution from October 2012.

3. Practice standards and professional ethics

The practice standards and professional ethics of the three types of practitioners are the same. The following is a list of International Credit Administrators [ICA]:

1. The International Credit Administrator [ICA] should follow the principles of independence, neutrality, objectivity, impartiality, strictness, rigor, prudence, legality and reasonableness when practicing.

2. The International Credit Administrator [ICA] should be honest, trustworthy and diligent when practicing.

3. The International Credit Administrator [ICA] shall protect state secrets, commercial secrets, and personal privacy when practicing.

4. The International Credit Administrator [ICA] should be honest in its practice, and it is strictly forbidden to ask for or obtain illegal or improper benefits.

5. The International Credit Administrator [ICA] should follow the principles of originality, comprehensiveness, legibility and speed when processing credit information.

The principle of originality means that no changes or distortions can be made to the credit information.

Comprehensive principle means not retaining any credit information.

The principle of legibility refers to scientifically classifying credit information according to its category and degree of urgency, and compiling catalogs and lists for easy reading and archiving.

The principle of rapidity refers to the rapid delivery of credit information.

6. When a certified international credit administrator [ICA] knows or should know that other ICE8000 credit institutions or international credit practitioners have illegal or irregular activities, they should actively report to the World Credit Organization [WCO] and provide relevant information.

When the World Credit Organization [WCO] investigates suspected violations of laws or regulations, any practicing International Credit Administrator [ICA] who knows or should know should actively cooperate and provide relevant information truthfully.

7. A licensed international credit administrator [ICA] shall not introduce customers to other credit institutions without the consent of the unit, or privately introduce customers of the unit to other credit institutions.

A licensed International Credit Administrator [ICA] shall not use improper means such as kickbacks to develop business.

8. After the licensed International Credit Administrator [ICA] loses its practice status due to various reasons, it is not allowed to engage in credit business that has a competitive or potential competitive relationship with the World Credit Organization [WCO] within three years.

Personnel who have obtained the qualification of international credit administrators, regardless of whether they are engaged in credit business or not, regardless of whether their qualification certificates are valid or not, and regardless of whether they have registered for practice, shall not engage in activities that damage or potentially damage the legitimate rights and interests of the World Credit Organization [WCO] the behavior of.

9. After the licensed International Credit Administrator [ICA] loses his practice status due to various reasons, he should truthfully declare his work status to ICE8000 credit agencies and the World Credit Organization [WCO] on a quarterly basis within three years, so as to prove that he has not violated Refusal to declare or report truthfully or refuse to cooperate with ICE8000 credit institutions and the World Credit Organization [WCO] in the inspection of the prohibition obligations of the same industry, shall be deemed as a violation of the prohibition obligations of the same industry.

10 When a licensed International Credit Administrator [ICA] is an employee of an ICE8000 credit institution's natural person agent or legal person agent, its compliance requirements are the same as those of the ICE8000 credit institution's employees.

V. International Credit Administrator [ICA] Qualification Certificate

1. After passing the International Credit Administrator [ICA] qualification examination, the applicant will obtain the International Credit Administrator [ICA] qualification certificate.

2. Once the International Credit Administrator [ICA] qualification certificate is issued, it will be valid for a long time, except for the following situations:

(1) If the certificate owner loses the credit status of the [established individual], the qualification certificate will automatically become invalid during the period of losing the credit status; if the certificate owner regains the credit status of the [established individual], the qualification certificate will automatically take effect.

(2) If the infringed party requests to cancel its qualification certificate because the owner of the certificate does not have good faith, if the International Moral Court rules to cancel its qualification certificate, the qualification certificate will become invalid from the date when the ruling takes effect.

6. International Credit Administrator [ICA] Practicing Certificate

1. Personnel who have obtained the International Credit Administrator [ICA] qualification certificate should apply to the World Credit Organization [WCO] for internship registration through their unit when practicing in an ICE8000 credit institution. After registration, the World Credit Organization [WCO] will issue an internship practice certificate Certificate. After the one-year internship period, after passing the assessment by the unit where you work, you will apply to the World Credit Organization [WCO] for formal practice registration, and the World Credit Organization [WCO] will issue a formal practice certificate.

People who have obtained the qualification certificate of International Credit Administrator [ICA] have the right to apply to the World Credit Organization [WCO] for internship registration when they engage in credit business in units other than the above. After registration, the World Credit Organization [WCO] will issue an internship practice certificate Certificate. After one year of internship, the World Credit Organization [WCO] will pass the assessment, and the World Credit Organization [WCO] will issue a formal practice certificate.

At the time of internship registration, the applicant should already have a provisional individual membership of the World Credit Organization [WCO].

At the time of official practice registration, the applicant should already have the official individual membership of the World Credit Organization [WCO].

2. When the International Credit Administrator [ICA] applies for practice registration for the first time, or reapplies for practice registration after a one-year interruption of the practice period, an oath of conscience should be taken.

3. If the International Credit Administrator [ICA] applies for registration after obtaining the qualification certificate for more than one year, or re-applies for practice registration after a one-year interruption of the practice period, the World Credit Organization [WCO] requires him to be in an internship according to the actual situation. Pass the continuing education quiz prior to registration or during the internship.

4. An intern practicing International Credit Administrator [ICA] has the same obligations and practice responsibilities as a formally practicing International Credit Administrator [ICA], but cannot issue a separate credit document.

5. When the working unit of the practicing International Credit Administrator [ICA] changes, the registration should be changed.

7. Annual examination of practicing certificate and continuing study

1. The practice certificate of International Credit Administrator [ICA] is inspected annually.

2. Practicing international credit administrators [ICA] should strengthen their studies and update credit and other knowledge in a timely and proactive manner to meet the needs of their work. The World Credit Organization [WCO] regularly or irregularly compiles continuing study materials as needed, and the practicing International Credit Administrator [ICA] should study relevant courses by themselves and take the continuing study exam. Those who fail to take the examination for continuing study or fail to pass the examination shall be temporarily not granted practice registration or suspended.

3. Continuing study The examination is generally conducted in the form of an open book. For open-book examinations, the passing score shall not be lower than 85% of the total score.

VIII. Rating of Professional Ability

The above content is excerpted from "Introduction to ICE8000 Credit Knowledge" (written by Fang Bangjian, free to use, but please indicate the source)