(ICE8000 Credit Investigation, Analysis, Rating) Chapter 2 Exercises - World Credit Organization

Exercise questions

Multiple Choice Questions (at least two correct choices)

1. The benefits of separating credit investigators from credit analysts are:

A. Reduce the moral hazard of credit investigators colluding with the investigated object;

B. Avoid analysts' preconceptions;

C. Improve working speed;

D. Reduce work costs.

AB

2. Which of the following statements about supplementary investigation is correct:

A. Investigators should supplement the investigation if they find new and important matters during data verification;

D. If there is no supplementary survey in the survey plan, supplementary surveys cannot be made.

ABC

3. Company A applies to Company B to sell goods on credit, and Company B requires Company A to provide a credit investigation report issued by ICE8000 credit agency. Company A entrusts ICE8000 credit agency to issue a credit investigation report for itself. The following statement is correct:

A. The ICE8000 credit agency is obliged to contact Company B proactively to communicate the purpose and items of the investigation, so as to ensure the risk control needs of the organization;

B. The ICE8000 credit agency is not obliged to contact Company B proactively, but can contact Company B to communicate the relevant investigation purpose and investigation items to ensure the organization's risk control needs;

C. The credit investigation report issued by the ICE8000 credit institution shall be filed with the World Credit Organization [WCO];

D. Company B has the right to verify the authenticity of the credit investigation report to the World Credit Organization [WCO].

ACD

4. Company A and Company B are business partners, and Company B is an established trust unit of ICE8000. ICE8000 Credit Agency sent the "ICE8000 Credit Information Solicitation Letter" to Company B in order to understand the credit situation of Company A. The following statement is correct:

A. After receiving the letter, Company B is obliged to truthfully disclose the credit status of Company A;

B. "ICE8000 Credit Information Solicitation Letter" should be filed with the World Credit Organization [WCO];

C. Company B has no obligation to reply after receiving the letter, but will get a credit reward after replying;

D. The "ICE8000 Credit Information Solicitation Letter" must be filed with the World Credit Organization [WCO] only under certain conditions.

AB

5. The purpose of the following survey is obviously incorrect:

B. Liu claimed to be a fresh graduate and came to Company A to apply for ordinary staff. The purpose of the investigation in Company A's "Credit Investigation Task Letter" is to prevent the risk of Liu applying for employment with a false identity;

C. Zhang has worked for 8 years and came to Company A to apply for the deputy general manager. The purpose of the investigation in Company A's "Credit Investigation Task Letter" is to prevent the risk of Zhang applying for the job with a false identity;

D. Company B applies to Company A to sell goods worth 5 million yuan on credit. The purpose of the investigation in Company A's "Credit Investigation Task Letter" is to prevent the risk of Company B using a false identity to defraud the goods.

CD

2. Brief description

1. Briefly describe the transfer method and precautions of credit investigation fees.

2. In your own words, briefly describe the necessity of contacting the unit that uses the "Credit Investigation Report".

3. Writing questions

1. Hongzheng Company applies to Luguo Company for credit sales of 200,000 yuan of goods. If you are the manager of the credit department of Luguo Company, please write a "Credit Investigation Task Letter" according to "ICE8000 Credit Investigation Standards" and the contents of this chapter " and "Credit Investigation Program".

The above content is excerpted from (ICE8000 credit survey, analysis, rating) (by Fang Bangjian, free to use, but please indicate the source)