Chapter 4 Practice Questions of Creating an Integrity Unit——ICE8000 Integrity Management - World Credit Organization

Exercise questions

1. Best multiple choice question (only one best answer)

1. Last year, company A’s credit sales amounted to 10 million yuan. The company plans to increase its sales this year by 30% compared with last year. The company’s total credit sales limit for this year should be calculated by the C value method:

A, 12 million yuan;

B, 11.5 million yuan;

C, 13 million yuan;

D. 13.5 million yuan.

C

2. Zhang San, a staff member of Company A, caused a bad debt loss of 50,000 yuan due to insufficient sense of responsibility. According to the analysis of the source of the risk and the subjective will of the party concerned, the correct risk statement for this type of event is:

A. The risk is an external risk, which is an objective risk;

B. The risk is an internal risk and a subjective risk;

C. The risk is an external risk and a subjective risk;

D. This risk is an internal risk. is an objective risk.

B

2. Multiple choice questions (at least two answers)

1. The following are the expressions of collection of credit commercial accounts, and the correct ones are:

A. Credit commercial debt collection does not use legal means.

B. Find out the list of important stakeholders of the debtor and inform them of the debt collection procedure, which is a special collection procedure.

C. Credit commercial debt collection is to urge the debtor to repay by means of credit threat and credit punishment.

D. The speed of dissemination of credit information has nothing to do with the success rate of debt collection.

BC

2. The determination of the warning content follows the following principles:

A. Principle of legality.

B. The principle of light punishment first and then heavy punishment.

C. The principle that the warning content can be implemented.

D, fast principle.

ABC

3. The implementation principles of the warning content of the dunning letter:

A. Determine the principles of implementation. As long as the other party does not repay the loan, all warnings must be implemented, and not just threatened not to be implemented.

B. Try to notify the other party before and after the execution. If possible, notify the debtor before or after the execution of the warning clause by phone, letter, or SMS.

C. The principle of non-execution as far as possible, after the threat, no matter whether the other party repays the loan, the warning clause will not be implemented

D. The principle of step by step implementation. The order and steps of the warning content should be followed, and there should be a certain time interval between each step, so that the debtor has the opportunity and time to correct his dishonesty.

ABD

4. If the CS clause is not agreed in advance, the methods that can still be warned in the reminder letter include:

A. ICE8000 internal complaint.

B. ICE8000 credit warning.

C, ICE8000 public complaints.

D. Initiate legal proceedings and use the results of the proceedings as evidence for public exposure.

ABD

5. When using the C and D value models to calculate the credit sales limit, it should be noted that:

A. Assume that the identity of the applicant for credit sales is true and has good faith intentions;

B. Assuming that the applicant for credit sales has no major financial crisis or bankruptcy risk;

C. Credit practice should conduct credit investigation and analysis on credit sales applicants to ensure that they meet the assumptions used in the model to the greatest extent.

D. There is no need to review assumptions.

ABC

3. Brief description

1. Briefly describe the external risks of credit sales.

2. Briefly describe the internal insurance of credit sales business.

3. Briefly describe the theoretical basis of the C value model.

4. Briefly describe the theoretical basis of the D value model.

Fourth, writing questions

1. According to the actual situation, draft a "Credit Sales Risk Control Plan" for your company or a company you are familiar with. Brief introduction to explain that the plan you drafted is compatible with the actual situation of the unit.

2. Company A owes Company B 3 million RMB, and Company B failed to urge the payment many times. The contract and relevant evidence on the arrears are conclusive. Company B entrusts Eternal Credit Rating Co., Ltd. Credit administrator [ICA] Zhang Hua is in charge of this work. Zhang Hua reviewed the arrears certificate, learned about the arrears facts, and learned through investigation that Company A has 10 important interested parties. During the investigation, he also learned that Company A is discussing cooperation with Company C on a large project. After finishing the above work, Zhang Hua asked for leave due to urgent matters at home. If you are also a professional of Eternal Credit Company, Eternal Credit Company will hand over this work to you and ask you to write a "Credit Commercial Debt Collection Letter", please According to the ICE8000 dunning letter writing format and dunning procedure, combined with the actual situation, write a "credit commercial debt collection letter"? Requires scientific procedures, written specifications, and correct format. (15 points)

5. Calculation questions

Xingzheng Company's annual sales in 2007 were 9.5 million yuan, sales cost 7.9 million yuan, financial expenses 100,000 yuan, sales expenses 500,000 yuan, management expenses 300,000 yuan, depreciation and amortization 200,000 yuan, credit sales limit in 2008 Calculated as:

If the balance of monetary funds at the beginning of March 2008 is 300,000 yuan, the Credit Management Department or the Finance Department expects that items other than sales revenue in March (such as: an account receivable received in November 2007) will be Bring new monetary assets of 100,000 yuan to the enterprise.

The above content is excerpted from "Building an Integrity Unit - ICE8000 Integrity Management" (written by Fang Bangjian, free to use, but please indicate the source)